Our Values
MISSION STATEMENT
To create financial comfort and confidence for our clients by implementing custom solutions to meet their individual goals and dreams.
Our mission statement is more than words; it’s the action we take. We want you to get everything out of life you desire, but we can’t want it more than you. There are some keywords in our mission statement, let us define for you what they mean to us.
“Create financial comfort” – Being comfortable with your financial position comes from having perspective and education. We want our clients to understand what it takes to reach their goals, how economic or investment roadblocks may impact their success, and how to create detours to navigate those roadblocks. There will always be threats to financial success, some seen, others hidden, the key is knowing how to avoid letting short-term hazards destroy long-term perspective.
“Confidence” – Knowing where you are, where you want to be, and understanding how to get there is the start to building confidence. The finish is having the tools at your disposal to forecast your success continually amidst an ever-changing financial landscape. We provide all our clients with these tools through a high-powered, web-based, personal financial wealth management site that re-evaluates your goals and probability of succeeding daily. We’ll help you stay on top of things, and keep that confidence level high.
“Implementing custom solutions” – There are multiple financial risks present in investment and growing wealth. We’ll create a custom investment policy statement that addresses your concerns about risk and is engineered to accomplish your financial goals. This investment policy statement will help guide your investment decisions and help you maintain your course during times of financial uncertainty.
“Meet their individual goals and dreams” – We are all unique and envision our lives and futures differently. We will help you define and prioritize your goals and dreams, then go to work on creating a plan that will accomplish that vision as efficiently as possible. We’ll ensure that your plan is flexible, so that if your vision changes in the future, your plan can easily change with you.
CODE OF ETHICS
Vantage Point Management (VPM) views the issue of regulatory compliance seriously and is committed to maintain
compliance with state and applicable federal securities laws. CCA has a position of public trust and it is our goal
to maintain that trust; provide excellent service, good investment performance; and advice that is suitable. VPM
places great value on ethical conduct. The ultimate goal of our internal policies is to challenge our staff to live up
to not only to the letter of the law, but also to the ideals set forth by VPM.
Clients may be familiar with the roles fiduciaries play in various legal situations and in certain industries. As a
Registered Investment Adviser, VPM is a fiduciary to each and every client. As fiduciaries, Investment Advisers
owe their clients several specific duties. According to the SEC (to which the state regulators defer on this subject),
an Investment Adviser’s fiduciary duties include:
❖Providing advice that is suitable
❖Providing full and accurate disclosure of material facts and potential conflicts of interest (such that the client
has complete and honest disclosure in order to make an informed decision about the services offered by the
Adviser and its investment recommendations)
❖The utmost and exclusive loyalty and good faith
❖Best execution of transactions under the available circumstances
❖The Adviser’s reasonable care to avoid ever misleading clients
❖Only acting in the best interests of clients.
It is VPM’s policy to protect the interests of each of our clients and to place their interests first and foremost in each
and every situation. VPM will abide by honest and ethical business practices to include, but not limited to:
❖VPM will not induce trading in a client’s account that is excessive in size or frequency in view of the financial
resources and character of the account
❖VPM will make investment decisions with reasonable grounds to believe that its decisions are suitable for
the client based on information furnished by the client
❖VPM and its Investment Adviser Representatives will not borrow money to or from a client
❖VPM will not recommend the purchase of a security without the reasonable belief that the security is
registered, or the security or transaction is exempt from registration in states where we provide investment
advice and based upon information the Adviser receives
❖VPM will not recommend the services of a broker/dealer that is not licensed, based upon information
available to the Adviser
❖VPM protects clients’ and consumers’ nonpublic personal information as discussed in VPM’s Privacy Policy;
❖VPM’s staff will report personal securities transactions to VPM’s Chief Compliance Officer, as required by
securities rules. Reportable trades for VPM include all but the following exceptions:
• Transactions effected pursuant to an automatic investment plan
• Securities held in accounts over which the access person has no direct or indirect influence or control
• Transactions and holdings in direct obligations of the Government of the United States
• Money market instruments — bankers' acceptances, bank certificates of deposit, commercial paper
repurchase agreements and other high- quality short-term debt instruments
• Shares of money market funds
• Transactions and holdings in shares of open-end mutual and exchange traded funds are not
reportable, since VPM does not have a material relationship with an investment company which
would otherwise require reporting
• Transactions in units of a unit investment trust are not reportable if the unit investment trust is
invested exclusively in unaffiliated mutual funds.
All applicable securities rules and regulations will be strictly enforced. VPM will not permit insider trading and has
instituted controls against insider and other trading practices which would compromise VPM’s fiduciary duty to its
clients.
VPM emphasizes the unrestricted right of clients to decline to implement any advice rendered, in whole or part.
Where VPM is granted discretionary trading authority, clients are welcome to set reasonable investment
parameters or limitations in writing and such direction will be followed until such time the client’s instructions are
amended in writing.
VPM has established its internal Code of Ethics within its Policies and Procedures Manual. The Manual is
delivered to VPM’s management and all other supervised personnel at hire and throughout the year if the Manual
is amended. VPM retains a written acknowledge of each delivery.
VPM’s officers, Investment Adviser Representatives and other supervised personnel who do not follow VPM’s
Code of Ethics, who in any way violate securities rules and regulations, or who fail to promptly report known or
suspected violations to VPM’s Chief Compliance Officer, will be disciplined or terminated, depending upon the
severity of the incident. Such persons could also face action by the SEC and/or state securities regulators.